Cashless treatment 5000+ network hospitals, Coverage is provided for Ambulance charges, Cover for Critical Illness & Emergency Assistance Services is provided. The first benefit, of course, is that you are protected from the financial impact of medical emergencies. At IFFCO-Tokio General Insurance Pvt. 1 lakh and covers people aged between 3 months and 65 years. You can also add dependent children under this plan. In the case of a medical emergency, you can choose which plan you want to use to cover your medical expenses. Get financial protection from life-threatening illnesses such as cancer, stroke, open heart surgery, major burns, etc. Step 2: Fax The Cashless Claim FormFill and fax the cashless claim form to the Third Party Administrator (TPA). Because getting quality care en route to the hospital can be critical and expensive too! This ensures that your transaction is processed quickly & safely. IFFCO Tokio Swasthya Kawach Policy: IFFCO Tokio Swasthya Kawach Policy is a floater policy that is available in two variants: Base Plan and Wider Plan. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. Ltd. you can enjoy. Click here to renew. Health Protector Plus policy by IFFCO Tokio is an excellent top-up plan that comes with the freedom of choosing deductible to be applicable per claim or on an aggregate of all claims in a year. This insurance helps you cover up the heavy medical bills in case of a sudden emergency. An IFFCO Tokio Health Insurance policy that covers seven vector-borne diseases. Our health insurance plans offer an inflation add-on wherein the sum assured of your plan is increased every year by a certain percentage to keep the rate of inflation in check. Members of the family consisting of you, your spouse, dependent children upto the age of 23 yrs. Incorporated in 2000, the company offers a bouquet of insurance products such as health insurance, car insurance, bike insurance, travel insurance, home insurance, corporate policies like property insurance and liability insurance thereby fulfilling varied insurance-related needs of the customers. Under IFFCO Tokio health insurance plans, you can make a claim in two ways-cashless and reimbursement. The policy pays you a lump sum amount on diagnosis of vector-borne diseases. I wanted to avail the benefits of cashless mediclaim. Medical mishaps can happen to anyone at any time. Add-ons help widen the coverage of your medical insurance policy. READ MORE, Complete cover for your family. Vaccination and health check-up charges are covered, Pre-hospitalisation and post-hospitalisation expenses, Injuries caused due to self-harm or suicide attempt, Injuries suffered due to war, nuclear explosion, Intentional injuries and congenial diseases, Claim settlement ratio & network hospitals, Circular on Disclosure of Underwriting philosophy by Insurers, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 1.50% of S.I. However, when you do not renew your medical insurance policy on time, it will expire and your coverage will come to an end. Iffco Tokio Family Floater Health Guard insurance plan offers coverage to you and your loved ones in the most affordable manner. I came to InsuranceDekho looking for a befitting health plan for my family. Your health insurance plan will stop from the date of policy cancellation. IFFCO-Tokio is the only insurance company that had health insurance plans with best, substantial and useful benefits. IFFCO Tokio Vs National Insurance Health Insurance Plan Comparison IFFCO Tokio . READ MORE, Coverage for vector-borne diseases. The policy is available with the sum insured options ranging between Rs. Cashless Claims: If you visit one of our 5000 network hospitals, you can enjoy a completely cashless claims process. Communication over the mail & phone was very prompt and the staff did their best to clear all my critical illness insurance related queries. Digitally signed policy document: Policies can be bought at the click of a button online and can be issued in a quick span of time using digital signatures. They provide protection from numerous medical expenses and offer comprehensive coverage. Claim Process at IFFCO Tokio Health Insurance… IFFCO Tokio is a reputable health insurance company in India. Also, besides for the premium, you should also look into other costs associated with your policy such as co-insurance & deductible. Your policy should be as individual as you are! You can easily renew your IFFCO Tokio health insurance policy online by following a few simple steps: Step 1: Visit the official website of IFFCO Tokio General Insurance and navigate to the Renewal Page. Coverage for Pre Hospitalization & Post Hospitalization Medical Expenses. This is the reason why so many of our customers purchase our health insurance plans online! Once your request for reimbursement of expenses is approved, the claim will be settled. Along with many coverage benefits, IFFCO Tokio health insurance plans also offer you tax benefits on the premium paid for them under Section 80D of the Income Tax Act, 1961. Check out all the Key Features Benefits Policy … Also, you are required to quote your policy certificate number while intimating. 750/ Rs 1500 per hospitalization (depending on the plan variant), 1% of S.I or up to Rs. / 1.5% of S.I (depending on the plan variant). READ MORE, The smart way to protect yourself from financial risks. What seems like enough today might fall short a few years from now. Younger individuals usually enjoy lower premiums and a higher sum insured usually translates to a higher premium. A top-up plan offers you an additional benefit of a higher sum insured but only at a marginally higher cost. IFFCO Tokio Individual Medishield Insurance Policy: IFFCO Tokio Individual Medishield Policy is an individual policy that covers you and up to 5 family members against hospitalisation, medical expenses, organ transplantation, surgical expenses, etc. List of Iffco Tokio Healt Insurance Plans and Policy in India Iffco Tokio Swasthya Kavach Family Health Insurance Policy. A big thanks to iffko tokio, Insurance is the subject matter of solicitationIRDAI registration number: 106, dated 4-12-2000, CIN: U74899DL2000PLC107621© Copyright 2020 IFFCO-Tokio General Insurance Company Limited. IFFCO Tokio Swasthya Kavach Policy. IFFCO Tokio Health Insurance FAQs If I purchase a health plan with IFFCO Tokio, will I get any tax benefit? After this, you can make the payment and the policy will be yours. Step 3: Documents Verification The TPA will examine your document and convey the decision to the network hospital. IFFCO Tokio General Insurance offers 2 types of health insurance policies: Overseas Travel Insurance Policy This travel insurance policy offered by IFFCO Tokio General Insurance provides financial assistance in case of medical emergencies, in the case of evacuation, if the policyholder loses his/her baggage or passport, etc. IFFCO Tokio Health Protector Plus Policy: IFFCO Tokio Health Protector Plus Policy is a top-up health insurance policy that offers full coverage to you and your family against high treatment costs due to hospitalisation required due to an injury or disease. You can buy health insurance online at any time of the day or night! Ltd., we understand that there's no 'one size fits all' approach to health cover. Choosing best health insurance policy may save your money du... Want to know how to spend time at home during coronavirus lo... Purchasing dental health cover brings along many benefits. Available on a family floater or individual sum insured basis, Health Protector Plus helps one secure high coverage at a low premium amount. Based on these details, we will provide you with an instant health insurance quote. No … arising due to an injury or a disease. IFFCO Tokio health insurance is a good option as it has been reviewed by many people. Pre-planned procedures such as tonsillectomy, cataract, lithotripsy, and so on are covered by your policy. Step 5: Select the age of your family members. IFFCO Tokio Individual Health Protector Policy - IFFCO Tokio Individual Health Protector Policy offers health insurance coverage to both you and your dependents under a single insurance cover on an individual sum insured basis. Following are the exclusions in case of which our company will not be able to compensate your claims: Frenuloplasty, Circumcision, Preputial Dilatation, Preputioplastyand Removal of SMEGMA. Click on ‘Submit and View Quotes’. Health insurance policy renewal is important as it lets you avail benefits under your existing health insurance policy. And when it comes to looking after yourself, you can think of health insurance as your ultimate back up plan. Step 4: Claim SettlementIf the TPA approves your cashless claim request, then the hospital bills will be settled directly as per the policy terms and conditions. READ MORE, A comprehensive health plan for individuals. The insurer is not liable to pay under the following circumstances: If there are any diagnostic expenses made which are not related to COVID, then those expenses will not be covered in this policy. The claim is payable when you are hospitalized for 48 hours. IFFCO Tokio General Insurance offers you a top-up plan named Health Protector Plus. And, we’ll even reward you for staying healthy! To make a claim for reimbursement under your IFFCO Tokio health insurance plans, you will be required to follow the steps given below: Step 1:  Intimate IFFCO Tokio General Insurance Intimate IFFCO Tokio General Insurance by calling them in the toll-free number 1800 103 5499 immediately on admission. You can purchase IFFCO Tokio health insurance plans in two modes at InsuranceDekho-online and offline. The Individual Health Insurance Plans & Family Health insurance plans are not just all inclusive but Comprehensive also to cover both Individual as well the group of Family members. Claim Request Claim Request. Once your transaction is successfully completed, the policy document will be e-mailed to you and the coverage of your health insurance plan will begin instantly. Such instances are not covered by most insurance policies including health, life and, motor insurance. The cost of prescribed medication required during your treatment is covered by our health insurance plans. Click on the ‘Search’ button. Select the one you want to buy. for class A cities and 1.25% of sum insured for other cities, S.I of 5 Lacs and above : Covered up to actuals S.I below 5 Lacs: Up to 1.75% of S.I. To cater to all medical requirements of its policyholders, the health insurance company offers a vast range of well-crafted policies. To avail cashless treatment under your IFFCO Tokio health insurance plans, you need to follow a few simple steps listed below: Step 1: Get Hospitalised Get hospitalised in a network hospital of your choice. Then fill in your Name and Mobile Number. Aliquam ac risus quis ligula mattis placerat. Step 3: File Claim Download the claim form from the official website of IFFCO Tokio General Insurance. Lorem ipsum dolor sit amet, consectetur adipiscing elit. 150 per day / Rs 250 per day (depening on plan variant), 12 Diseases covered upto 50% of Sum Insured, Spouse and dependent parent and children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together, You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis, Members of the family consisting of you, your spouse and dependent children up to the age of 23 years. Find the plan highlights below: 1. Select ‘Renew Health Policy’. You are required to submit the following documents in case of a reimbursement claim: Step 5: Claim settlementYour claim will be settled directly by the company if your documents are found authentic and the claim has been made in accordance with the policy terms and conditions. There is no maximum limit for claims to be made. In order to get an estimate for health insurance premium to be paid under IFFCO Tokio health insurance plans, you can use IFFCO Tokio premium calculator on InsuranceDekho by filling a quote. Each and every one of us should have a valid policy at all times! Looking for health insurance with pre-existing disease cover... OPD Expense Coverage in Health Insurance Policy: Get to know... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. for class A cities and 2.0% of sum insured for other cities, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 3.0% of S.I. Any injuries and medical expenses arising from such incidents are not covered by medical insurance. At IFFCO-Tokio General Insurance Pvt. To avail benefits under your IFFCO Tokio health insurance plans, you have to pay a health insurance premium to the company. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. Other factors that influence the premium of your health insurance plan include your family’s medical history, your BMI, your profession, etc. Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission. IFFCO Tokio General Insurance Company came into existence on 4 th December 2000 with an aim of becoming industry leader be offering customized insurance products coupled with transparent and quick response to the customers. Simple Ways To Spend Your Free Time During Corona... Best Dental Insurance Plans You can Buy Online in ... 4 Health Insurance Plans for Pre-existing Disease ... OPD Expense Coverage: 5 Health Insurance Policies ... Duly filled claim form along with doctor’s certificate, Diagnostic test reports (x-ray, ECG, scan, etc. Moreover, policyholders do not have to run from pillar to pillar to renew health insurance; it is now easy on online. You can be covered under this policy on an individual or floater basis. Renew your IFFCO Tokio health insurance policy online. When you choose IFFCO-Tokio, you get award-winning protection that comes bundled with the following benefits: 5000+ Network Hospitals where the insured can avail cashless settlement of claims. We also have over 5000+ network hospitals where you can avail cashless treatment. National Insurance. That said, it is extremely important you choose a plan correctly. Based on the information you provide, we will offer you instant medical insurance quotes. You may even contact their call center and request for one. 1-800-103-5499 24*7. support@iffcotokio.com. IFFCO Tokio health insurance policy ensures that you are free from the pressure of bearing hospitalization costs. The longer the list of network hospitals your insurer provides, more convenient it is to find one in your area. The trip from your home to our office could take hours, especially if there’s traffic! Specialised indemnity product for the treatment of COVID-19. (Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd & 4th Edition). Here are some other good reasons for this. The Policy pays lumpsum amount if the person gets COVID-19 requiring hospitalization. for class A cities and 1.50% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. 5 lakh in multiples of 50,000. for class A cities and 2.5% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2 % of S.I. Up to 2% of the sum insured subject to maximum of Rs.5000/- per day, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 2.50% of S.I. A Comprehensive Guide on Health Insurance Portabil... All About Health Insurance For TB Patients. IFFCO Tokio Health Insurance. Established on the 4 th of December in the year 2000, it is a joint venture between IFFCO – Indian Farmers Fertiliser Cooperative and Tokio Marine and Nichido Fire Group. The processes are as follow: Follow a few easy steps to buy IFFCO Tokio health insurance plans online from InsuranceDekho:Step 1: Visit insurancedekho.com and click on the ‘health’ tab. Coverage for Room Rent Expenses including hospital registration, service charges, etc. You can be covered under this policy if you are aged between 5 years and 60 years. Good health tops everything else! Popular Plan comparison. Every health insurance policy will have a set of exclusions. Things to know before buying Health Insurance in India, All You Need to Know About Mediclaim Policy in India, Critical Illness Insurance - Myths and Facts. IFFCO Tokio health insurance plans come with the following terms: Premiums to be paid on renewals are subject to change. Step 2: Enter policy details like the product, policy number, and your name. IFFCO Tokio is an esteemed health insurance provider, that safeguards its customers from expensive healthcare costs by offering them comprehensive health insurance plans. You can buy this policy as an additional benefit on the top of your base health insurance policy. It can be easily personalized to meet the healthcare needs of your entire family. Yourself, wedded spouse, parents, parents-in-law, dependent children between the age 3 months to 25 years. Choosing a network hospital at IFFCO Tokio has its own benefits. Our health insurance plans look after your health and wellbeing. Step 4:  Select the members of your family you wish to include in the policy. PROCEED. 30 lakh. A health insurance policy can be described as a binding contract between IFFCO Tokio and you wherein we agree to indemnify you and other insured members of your family for any hospitalization expenses incurred while you are under the coverage of medical policy for the family. To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. Note that you will be required to pay for inadmissible expenses such as telephone expenses, attendant charges, food, etc. Yes, it is possible to have more than one health insurance plan. This makes it easier to find the best Mediclaim Policy for your needs. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. Our website has a secured payment gateway. You could also expect to pay a higher premium if you consume nicotine and/or alcohol. It offers a wide range of coverage. Your policy will help cover your healthcare expenses and ensure that you can recover without worrying about the medical bills. READ MORE, Designed to mitigate the financial risks of a critical illness. 5. You are not restricted to office hours either – our website is available to you 24 by 7 and 365 days in the year. The policy offers you coverage benefits for in-patient hospitalisation, AYUSH treatment, and domiciliary hospitalisation. Along with this, we also cover dental, optical & physio on conditional basis. IFFCO Tokio offers their health insurance customers the option of availing quality treatment at more than 5,000+ leading hospitals across the country. In case of reimbursement, you should contact us within a couple of days of your hospitalization – our customer care team will guide you with the further processes. This ensures that getting a claim settled is a complete breeze! National Parivar Mediclaim Family Floater 1 to 10 Lakh. Read More, The Policy pays lumpsum amount if the person gets diagnosed with COVID-19 READ MORE, Specialised indemnity product for the treatment of Covid-19 READ MORE, Our health insurance plans are designed to provide all-round protection from medical expenses. A waiting period of 30 days is applicable starting from the date of policy issuance. A good medical insurance policy will take care of your medical bills, allowing you to take care of your health. When you are satisfied with the coverage, you can proceed to the payment process. READ MORE, Buy the right personal accident policy. Look for premiums that fit your budget. It comes with a deductible, which is that part of the claim amount which you have to pay from your own pocket before being able to avail of the policy benefits. Step 3: Tell us ‘When do you want to buy the policy’ by choosing one of the options from the drop-down menu. It ensures you have continuous protection against the medical emergencies & rising cost of healthcare today. The whole process of taking the health insurance policy is very nice and they explained each and every things in detailed. You can also choose add-ons and customer the coverage of your plan. For this, you will be required to call us on the toll-free number 7551-196-989 and share your requirements with the customer care executives. However, you must remember that our policy will allow you an insurance claim only if your treatment is done by a registered medical practitioner. However, for packaged treatments, a sub limit equal to 80% of the sum insured is applicable. IFFCO Tokio has a good number of more than 5,000 network hospitals where you can avail cashless treatment without having to worry about managing funds at the time of emergency. Enter valid policy number. Please enter insured name. Childbirth and lawful terminations are also considered as pre-existing conditions, therefore they have a waiting period before they are covered. Cashless hospitalization: IFFCO Tokio has a wide network of cashless claim hospitals across the country where customers can benefit from direct health care services. Making a trip to our branch can be a time-consuming process. The plan offers you many benefits such as cover for in-patient hospitalisation expenses, cover for AYUSH treatment, domiciliary treatment, organ donor expenses, ambulance charges cover, etc. IFFCO Tokio. The document will be emailed to you and the cover of your policy will commence. Where you live can also have a large effect on your premium as urban areas imply higher medical expenses than semi-urban and rural areas. You can cover self, spouse, dependent children aged between 3 months and 25 years (if at least one of the parents is covered under the policy) under floater policy and add self, spouse, dependent children, and parents under an individual policy. This policy can be purchased even without any other basic health insurance policy. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy. Step 2: Select your Gender. Renew your IFFCO-Tokio Motor Insurance policy with ease. IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Reach us for help anytime. What is Health Insurance? That’s simple! Visit one of our branches to purchase continuous protection against the medical emergencies instant health insurance that... We ’ ll probably buy a health insurance FAQs if i purchase a plan iffco tokio health insurance puts undue strain on own! 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