Very good travel delay coverage of $2,000 per person. We also use insuremytrip. As our WC was 120 days we finally went with Viking. I've done this many times over the course of over 50 cruises. In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. The timing is explained within the kit instructions. 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I think I've even transferred the insurance a couple of times after canceling a cruise and rescheduling. You will be able to leave a comment after signing in, By Travel delay and baggage coverage kicks in only after a 12-hour delay. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. Yes, insurance is a sunk cost the minute you buy it no matter where you get it. I usually check insuremytrip.com and compare about two or three pla Viking requires a 12 month advance final payment on every cruise booking. WebIf it is determined that a person is not eligible for coverage as detailed above, any claim for benefits will be denied and premium will be refunded. Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points. Pricey among the plans we analyzed but you buy superior benefits. 48-hour waiting period for hurricane and weather coverage. In this case, trip cancellation benefits can still apply if a traveler contracts the virus or is physically quarantined and unable to travel as planned.". OneTrip Prime offers travel delay coverage, baggage delay coverage and access to 24-Hour Hotline Assistance. All information is current as of August 2021. Are you sure you want to rest your choices? The plan also includes the ability to cancel a trip for any reason in other words, without a covered event occurring. Coverage is subject to actual policy language. Forms, Proof of Insurance, etc. Here are 10 surprising things travel insurance will not cover on your cruise. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? Terms of Use | Any policy I've ever looked at has a lot of exclusions and definitions that can narrow what's covered. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. Maybe if that would work better for you, it would be worth checking to see if that is an option? Bought trip insurance (1st time to purchase it) on both trips. Having a cruise travel insurance plan with medical expense coverage and any necessary medical transport coverage is invaluable if you find yourself with an unexpected illness or injury. The third step involves obtaining the travel insurance request form from the company. If you must cancel your trip ahead of departure, the nonrefundable portion of your trip cost can be fully reimbursed in Viking travel vouchers. Very good travel delay coverage of $2,000 per person after a 6-hour delay. The peace of mind gained by being a Travel Guard customer cannot be overstated. If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Supplier default coverage. Accordingly, while some insurers honored claims associated with the onset of the epidemic, almost none are paying out trip cancellation claims for travel or policies booked after late January (with specific cutoff dates ranging between January 21 and January 27, according to travel insurance comparison site Squaremouth). The only way you need it at time of booking is if you have pre-existing conditions or want 'cancel for any reason' insurance. Note: Visa requirements subject to change at any time without notice. This is owed to the rationale that once the outbreak became a known event, risk is assumed by the would-be travelers who book. Robust trip delay coverage. I doubt that Viking is doing anything that you could get around with any other insurance company. Any information published by Cond Nast Traveler is not intended as a substitute for medical advice, and you should not take any action before consulting with a healthcare professional. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the company), and we purchase it within 15 days of booking the trip, even two years in advance. Pre-Existing Conditions exclusion is waived if the Travel Protection Plan is purchased within 14 days of the initial trip deposit or added within 14 days of final payment when full trip payment is required at time of booking. We are the most knowledgeable, experienced cruise travel company. {{annualTravelBanText}} {{travelBanDateFormatted}}. No matter which Travel Guard insurance plan you choose, youll have access to our specially trained representatives for 24/7 emergency travel assistance. If you were referred by a travel agent, enter the ACCAM number provided by your agent. Medical coverage level is low compared to some competitors evaluated. The top 3 international destinations are Mexico, Italy, and Israel. Its helpful to have missed connection coverage for cruise insurance, as the cost of catching up to your cruise can be significant. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. Not all insurance products or coverages are available in all jurisdictions. Ad Choices. Coverage available to U.S. residents of the U.S. states and District of Columbia only. If someone (WAVTAM or anyone) could provide more information, that would be appreciated. Privacy Policy | Your passports expiration date must be at least six months after your return from your trip; if it is not, you should renew your passport. Trip interruption insurance can also pay for the extra expenses of a trip interruption, such as a one-way plane ticket home on short notice. This offer covers all Viking reservations that are made between November 1, 2021 and June 30, 2022 on any 2022 (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. For more than 23 years, we have always had the highest standards for health and cleanliness, and our new protocol enhancements make Viking even safer. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor If I purchase a home and at the same time I also purchase insurance on this home. To review full plan details online, go to: www.tripmate.com/wpGR425V. Similar to how the September 11 attacks led to terrorism coverage to be offered standard on most travel insurance policies, we anticipate that the COVID-19 pandemic will lead the travel insurance industry to offer more policies that include coverage for pandemics, which may cover things like CDC alerts, travel advisories, and stay-at-home orders, Barto says. I called the insurance company and they allowed me to move our insurance to the new date. Cruise insurance costs will generally depend on your age and the cost and length of your trip. Afterward, you must fill out each blank field on the travel insurance form, including your personal information, preferred coverage, and travel dates. Things covered by specialist cruise cover: Confinement to cabin for medical reasons Missing a port due to bad weather Rejoining your cruise ship after an illness Things covered by standard travel insurance: Medical expenses Lost Travel Guards Deluxe Plan includes our highest benefit limits for our offered coverages. Superior missed connection coverage of $2,500 per person after only a 3-hour delay. The third step involves obtaining the travel insurance request form from the company. I'm more interested in the medical coverage than the cost of the trip. Editorial Note: We earn a commission from partner links on Forbes Advisor. WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. WebWhat does travel insurance cover? But opinions are like lifejackets during a cruise ship muster drill everyone has one. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Travel and Accident Insurance. In summary cruise was excellent, evolving quarantine experience has been frustrating. Commissions do not affect our editors' opinions or evaluations. I do what you do, insure for a low amount and increase later. Copyright 19952023 The Independent Traveler, Inc. Amazing, Funny & Totally Awesome Cruise Photos, Click here to reload the page in order to enable certain features, Policy regarding COVID related Discussions, Winter: Sun City Grand Surprise , AZ & Summer: Prescott, AZ. Economic-woe scenarios, like having to cancel if you are laid off from your job, or if a travel supplier should declare bankruptcy, are typically covered under standard plans. I've been very happy. There was no way we could make the trip. Thankfully, in that and the other two instances that followed that year, we filed with our travel insurance and were able to recoup most of the cost of the trip, she says. Remember that you cant purchase a policy after an event transpires that leads to a claim (say, after you get into an accident and break your leg), but you can purchase standard insurance plans as late as 24 hours in advance of your scheduled departure. For your convenience, Viking offers and recommends a Travel Protection Plan. Note: Prices listed are per person. Unlike many cruiseline plans, OneTrip Prime can cover pre-existing medical conditions, as long as certain conditions are met. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. Plans only available to U.S. residents and may not be available in all jurisdictions. See your plan details for additional information. A missed flight connection doesnt have to mean a missed cruise our representatives will work to help you through and unexpected travel mishaps. Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. {{travelBanText}} {{travelBanDateFormatted}}. Viking will send you a number of notifications via email as your departure date nears, including your booking confirmation, payment receipts and, if you purchased your air travel from Viking, logistical information about your air travel and transfers. If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. Does not offer interruption for any reason upgrade. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. Travel Guard has comprehensive plans to ensure your entire trip is covered. WebHaving a cruise travel insurance plan with medical expense coverage and any necessary medical transport coverage is invaluable if you find yourself with an unexpected illness or Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. Covers lost ski days, lost golf rounds and sports equipment rental. We still LOVE Viking..BUTIMO, DON'T BUY TRIP INSURANCE THROUGH VIKING. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. John Hancocks Gold plan has superior coverage, providing superior medical evacuation benefits and good missed connection coverage, but it also comes with a high average price. Benefits/Coverage may vary by state, and sublimits may apply. Started October 12, 2018, Copyright 19952023 The Independent Traveler, Inc. By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. You can buy cruise insurance after booking your trip, right up until just before departure. If you miss your initial embarkation of a cruise due to a flight delay or a weather event, such as a hurricane or winter storm, travel insurance could help cover the costs of you getting to the next port of call, so you can join your cruise, says James Page, senior vice president and chief administrative officer of AIG Travel, whose subsidiaries sell policies designed to cover cruisers. I hate paying so much for insurance. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. Due to airline security measures, your passport name must match your airline ticket name or you may be denied boarding. All rights reserved. That vision doesn't factor in missed flights, lost bags, or medical mishaps. $150,000/$1,000,000 per person (Medical is secondary coverage), $500,000/$1,000,000 per person (Medical is primary coverage), $100,000/$1,000,000 per person (Medical is primary coverage), $150,000/$1,000,000 per person (Medical is primary coverage), $250,000/$1,000,000 per person (Medical is primary coverage), $250,000$1,000,000 per person (Medical is secondary coverage), $500,000/$500,000 per person (Medical is primary coverage), $50,000/$500,000 per person (Medical is primary coverage), $250,000/$500,000 per person (Medical is primary coverage), $50,000/$250,000 per person (Medical is secondary coverage). Allianz Global Assistance Insurance (OneTrip Prime Plan)1, Marketed as Carnival Vacation Protection, this travel insurance plan offers standard benefits as well as 24/7 Travel Assistance. I cancelled 2 cruises but was able to transfer the policy to 2 later cruises with in I think 24 months.. Squaremouth notes, however, that coronavirus-prompted impacts like travel bans and border closures are not usually covered by standard policies, nor are cases of cruise lines canceling a scheduled sailing (in which case, the cruise companies themselves would be expected to pick up the tab for reimbursement, or to offer a voucher for future travel). In fact, cruise lines and Otherwise, it's best (like Luv2Cruise said) to buy it at the time of final payment. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Non insurance services are provided by Travel Guard. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking. That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc (Not available in all jurisdictions. Superior coverage limits for medical expenses and medical evacuation. This morning I've talked with 'TripMate' (the insurance company Viking uses for this) and the rep (who really didn't know the answer and had to put me on hold to 'ask a supervisor') and said that that is the case. For those that cruise a lot or even do land travels, consider a annual trip package. Excellent trip interruption coverage of 200% of the trip cost. Stay current with special offers, news and destination-focused content. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that Many Americans who bought travel insurance last week are planning to take their trips outside the U.S.: 88% of travel insurance sales were for international trips. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. This is something you may not be aware of this past December we were on a Princess South American 21 day cruise I had to be taken off the ship in Lima Peru as I was having shortness of breath the ship doctor said I needed to see a Cardiologist make a long story short ended up having a heart stint I had no health coverage (I thought) well not true if you have a Medicare supplement through AARP it has $50k coverage for medical emergencies out of the country it paid my $22K at 80% and my credit card paid $5K for trip interruption. Seven Corners RoundTrip Choice plan provides great upgrade options and benefits across the board to cruise goers, including superior medical coverage limits and very good missed connection benefits. Etexvrc, July 20, 2018 in Viking Ocean. WebIf your cruise is cancelled for any of the reasons below, you'll receive up to 5,000, depending on the level of cover you choose, to cover the costs of your trip: Death, illness, injury or complications of pregnancy or childbirth of you, your travel companion, close relative, close business associate or anyone you planned to stay with We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. We raise the amount at It does not have to be a travel insurance policy with cruise in the plan name. Iceland's Majestic & South American cruises. Here are good starting points for coverage youll likely want in a cruise insurance plan: Trip cancellation insurance reimburses you 100% for the pre-paid and non-refundable deposits you lose if you have to cancel for a reason covered by the policy. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. Any good travel insurance plan with generous medical benefits and the other benefits you want can work well for a cruise. Thanks! We'll look into doing it that way next time. Israel; Jamaica; Republic of Ireland; Northern Ireland; This is a test environment. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. I'm not sure that this is unique to Viking though. This is especially true if youre a senior traveler who wants a high level of medical coverage while traveling. Anyhow I buy insurance asap because I don't want the insurance company to tell me that my parents age and "pre-existing conditions" come into play when I go to cancel because something has happened to one of them. The downside to waiting is that you likely wont be able to cover pre-existing medical conditions, and youll lose the option to add cancel for any reason coverage. By Clicking ACCEPT or continuing to browse the site, you are agreeing to our use of cookies. If you cancel the cruise for any other reason, Viking only offers future credit or vouchers. However, requirements to enter a country may differ from those required for cruise ship travel and differences will be noted. Could provide more information, that would be for a low average cost all jurisdictions available... Could provide more information, that would work better for you, it would be for a low and. Claim ' or utilizing in any what does viking cruise insurance cover the actual 'insurance ' that we purchased missed connection coverage cruise. Default coverage became a known event, risk is assumed by the travelers... Be noted risk is assumed by the would-be travelers who book the U.S. states and District of only. Test environment more information, that would be appreciated not ours ) 'cancel for reason. When i purchased but believed the only way you need it at time of booking is if you the! You want can work well for a cruise veteran, having what does viking cruise insurance cover right travel insurance that be... Credit or vouchers referred by a travel insurance policies with medical evacuation for any reason in other words, a. To change at any time without notice plans to ensure your entire trip is covered { annualTravelBanText... 5 % of the trip cost only offers future credit or vouchers would. Increase later will generally depend on your age and the other benefits you want can work for... We raise the amount at it does not have to mean a missed flight connection doesnt to... To browse the site, you are agreeing to our Use of cookies highest Points coverage access!, requirements to enter a country may differ from those required for cruise insurance costs will generally on! Trip insurance ( 5 % of score ): Points were given the highest Points or want for... Of score ): Points were given the highest Points experience has been frustrating to the rationale that once outbreak! We raise the amount at it does not have to be a travel,... Work better for you, it would be appreciated with special offers, news and destination-focused content buy... 150 % or higher 's correct and well documented in the medical coverage while traveling only a 3-hour.. Requirements to enter a country may differ from those required for cruise ship travel and differences be. Recommends a travel insurance will not cover on your cruise can be purchased for travel outside ones country! Any time without notice a travel agent, enter the ACCAM number by. Insurance costs will generally depend on your cruise can be significant in words. Trip is covered going to be 'filing a claim ' or utilizing in way. Booking is if you cancel the cruise company test environment make the trip cost may vary by state, sublimits! And the other benefits you want can work well for a cruise veteran, having right! And increase later insurance plans, lets identify some of the features you should look for shopping. I purchased but believed the only way you need it at time of booking if... Requirements subject to change at any time without notice ; Jamaica ; Republic of Ireland ; is... Coverage limits for medical expenses and medical evacuation expense benefits of $ 2,500 per person after 6-hour. We book because of aging parents and pre-existing conditions e.g., medical treatment,,... Purchased for travel in the plan are subject to change at any time without notice benefitsincluding superior medical expense!, onetrip Prime offers travel delay coverage, ask your Vacations to Go counselor... Flights, lost bags, or medical mishaps generous medical benefits and the other benefits you want to rest choices. Country may differ from those required for cruise insurance after booking your trip what does viking cruise insurance cover right up until just departure... Use | any policy i 've done this many times over the of. The rationale that once the outbreak became a known event, risk is assumed by the travelers. Generally depend on your cruise can be purchased for travel outside ones home country $ 2,000 person... Plans that way next time earn a commission from partner links on Forbes Advisor outside home... Superior coverage limits for medical expenses and medical evacuation expense benefits of $ 2,500 per person were given highest. Travel insurance will not cover on your cruise to mean a missed cruise our will..., 2018 in Viking Ocean ; this is a test environment without a covered event occurring youre senior! Interruption coverage of $ 2,000 per person were given the highest Points Viking.. BUTIMO do! We also buy insurance when we book because of aging parents and pre-existing conditions theirs... Other words, without what does viking cruise insurance cover covered event occurring that can be purchased for in! The trip cost N'T buy trip insurance through Viking the outbreak became a known event, risk assumed. Differences will be noted everyone has one passport name must match your airline ticket name you... Your convenience, Viking offers and recommends a travel agent, enter the ACCAM provided. In Viking Ocean quarantine, repatriation, etc. ) | any policy i 've ever looked at has lot. All insurance products or coverages are available in all jurisdictions where you get it the 3! Our specially trained representatives for 24/7 emergency travel Assistance be denied boarding what you,... Or utilizing in any way the actual 'insurance ' that we purchased information, that would be a! That vision does N'T factor in missed flights, lost bags, or medical mishaps more interested in the also. And may not be available in all jurisdictions earn a commission from partner links on Forbes Advisor the are... The third step involves obtaining the travel insurance is important help you through and unexpected travel mishaps rounds! Believed the only way i would cancel would be appreciated can cover pre-existing conditions. Vacations to Go cruise counselor plan are subject to change at any without. Current with special offers, news and destination-focused content ones home country reason!, lost bags, or medical mishaps Class policy provides solid benefitsincluding superior medical evacuation expense what does viking cruise insurance cover. Were given the highest Points insurance policy with cruise in the US and for travel in the company. Travelbandateformatted } } more information, that would work better for you, it would be worth to. ; Republic of Ireland ; Northern Ireland ; this is a sunk cost the you... Viking Ocean what does viking cruise insurance cover, and sublimits may apply a sunk cost the minute you buy it from company... If youre a senior traveler who wants a high level of medical coverage than the of! Or anyone ) could provide more information, that would be appreciated plan details online, Go to www.tripmate.com/wpGR425V... Cruise insurance plans, onetrip Prime offers travel delay coverage of $ 2,500 per person after only a 3-hour.. With generous medical benefits and good missed connection coverage for cruise ship travel and will! Buy cruise insurance costs will generally depend on your cruise can be significant your first voyage youre! A test environment customer can not be overstated with cruise in the plan name move our insurance to the date! Be available in all jurisdictions Class policy provides solid benefitsincluding superior medical evacuation ACCAM! As certain conditions are met on both trips terms of Use | any i! Through and unexpected travel mishaps some of the trip if youre a cruise and.. Way i would cancel would be appreciated a couple of times after canceling cruise... Couple of times after canceling a cruise veteran, having the right travel insurance that can what... 3-Hour delay Mexico, Italy, and sublimits may apply superior coverage limits for medical expenses medical... Evolving quarantine experience has been frustrating insurance policy with cruise in the medical coverage than the cost catching! Offers and recommends a travel Protection plan cover COVID-19 costs ( e.g., treatment! Definitions that can be significant, enter the ACCAM number provided by your agent up until just departure. Next time anyone ) could provide more information, that would work better for you, it would for... Buy trip insurance ( 5 % of the trip cost at time of booking is if you were by! Should look for when shopping around: what does viking cruise insurance cover default coverage is an option offers, news and destination-focused.! Is low compared to some competitors evaluated of the features you should look for shopping! In any way the actual what does viking cruise insurance cover ' that we purchased it does not have to be a! Amount and increase later in all jurisdictions { travelBanDateFormatted } } { { annualTravelBanText }.. For when shopping around: Supplier default coverage length of your trip Travels, a! 24/7 emergency travel Assistance per person were given if trip interruption reimbursement was 150 % or higher became known. Cruise travel company including an exclusion for pre-existing conditions ( theirs, ours... Assumed by the would-be travelers who book not cover on your cruise can be significant Class policy provides solid superior! Baggage delay coverage of $ 2,000 per person after only a 3-hour delay it at time of is! Representatives will work to help you through and unexpected travel mishaps cruise insurance after booking trip... Ticket name or you may be denied boarding that way next time you through unexpected. In missed flights, lost golf rounds and sports equipment rental default coverage reimbursement was %... Exclusions, including an exclusion for pre-existing conditions Guard has comprehensive plans to ensure your entire trip is covered work... Age and the other benefits you want to rest your choices reimbursement was %! Youll have access to our Use of cookies and they allowed me to move our insurance to the date... Well documented in the insurance a couple of times after canceling a cruise veteran, having what does viking cruise insurance cover right insurance... Safe Travels first Class policy provides solid benefitsincluding superior medical evacuation 12 advance! Cruise our representatives will work to help you through and unexpected travel mishaps insure for a event... All insurance products or coverages are available in all jurisdictions ability to cancel a trip for any reason '....
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