Japan Post Bank Discussion. Japan Post Bank Co. Ltd. provides general banking services. It was established as a bank in 2006, but it provided postal savings services since 1875. There are many other options available. Our Standards: The Thomson Reuters Trust Principles. Official Japan Post Holdings Global Site. Its only loan products are overdraft lines secured by time deposits and Japanese government bonds on deposit with the bank. A central bank negative interest rate policy added impetus to the overhaul last year as yields from JGBs and other securities fall. Figures for Shinkin Bank and domestic banks do not include loans to individuals (loans for housing, consumption, tax payments, etc. New Coronavirus Outbreak Spreads to Japan, About Us  |   Japan Post Bank est la filiale bancaire de Japan Post Holdings. Histoire. Japan Post Bank Co. is dedicated to serving as “the most accessible and trustworthy bank in Japan,” with operations that are guided by the needs and wishes of our customers. Tokyo, Dec. 23 (Jiji Press)--Japan Post Bank <7182> said Wednesday it has applied for regulatory approval to directly offer Flat 35 long-term fixed-rate housing loans. It may plan an IPO in 2015. The bulk of its funds is invested in Japanese government bonds (JGBs) and other securities. Outstanding loans held by the country's four main categories of banks, including shinkin or credit unions, stood at 754.508 trillion yen, up 8.3 percent after growing 8 percent in the previous month. Japan Post Bank is a good option since you can find postal offices everywhere in Japan, the bank has no withdrawal limit, no international fees, and you will receive a passbook and a cash card. Corporate Information; Message from Director, President and Representative Executive Officer Japan Post Bank Co., Ltd. (formerly Yucho Co.) is one of Japan's biggest banks and is a wholly-owned subsidiary of Japan Post Holdings Co., Ltd. (Ownership ratio: 100%). By comparison, yields on 10-year JGBs are 0.07 percent. Trustworthy: We will comply with laws regulations and other standards of behavior in order to earn the trust of markets, shareholders and employees and consistently serve as a responsible corporate citizen. It may plan an IPO in 2015. As at 2013, it had 24,215+ outlets ( 23,981 post offices and 234 branches) as well as 26,669 ATMs. Japan Post Bank Co. said it would be cautious about future investment in bundled corporate loans after raising holdings last quarter, as financial … What you need to know about Japan Post Bank. Number of business borrowers for Shinkin Bank and domestic banks are based on the number of loans. JAPAN POST BANK Annual Report 2008. LOST & FOUND COWBOY – Uplifting Cross-Cultural O...t 1). Japan Post Bank Co., Ltd. (株式会社ゆうちょ銀行, Kabushiki-gaisha Yū-cho Ginkō, commonly abbreviated to ゆうちょ銀行 (Yū-cho Ginkō)), is a Japanese bank headquartered in Tokyo.It is a corporation held by Japan Post Holdings, in which the government of Japan has a majority stake.. Tokyo, Dec. 23 (Jiji Press)--Japan Post Bank 7182> said Wednesday it has applied for regulatory approval to directly offer Flat 35 long-term fixed-rate housing loans. Balance Sheets of the Bank of Japan and Financial Institutions 開閉ボタン. Thank you for your contribution . Bank of Japan Accounts (Every Ten Days) Bank of Japan Accounts. Unsecured loans are taken out without the borrower pledging collateral, and so carry higher interest rates due to the higher risk of banks being unable to recover money in the event of defaults. TOKYO, March 31 (Reuters) - Japan Post Bank Co Ltd, the country’s biggest bank by assets, on Friday said it will seek regulatory permission to sell unsecured retail loans, as it hunts for higher returns in an environment of ultra-low interest rates. If you're a non-Japanese resident, the process is made more difficult by both the language barrier and a lingering reluctance to conduct business with "gaijin" (foreigners). Here is the Search Button. Japan Post Bank Files for Housing Loan Business. 8 Japan Automakers' Domestic Output Down 2.5 pct in Nov. Japan Post, Rakuten Join Hands to Improve Logistics Efficiency, (Update) 6 Major Japanese Banks Have Digital Transformation Directors, 6 Major Japanese Banks Have Digital Transformation Directors. International Remittances; Corporate Social Responsibility (ESG) Corporate Social Responsibility (ESG) Promoting Diversity Management; Keywords search starts here. Correction has been made to Annual Report 2008 as specified in the following correction sheet. Privacy Policy  |   The bank has been overhauling its investment portfolio to improve returns since listing on the stock exchange in 2015. Japan Post Bank Co. Ltd is a government owned banking services provider in Japan. The lesson of Japan Post is important for the U.S., which is now considering turning its own postal service into a bank. Contact Us  |   The main financial service of the bank is savings, but it also offers overdraft facilities and government bonds deposits. Current Account Balances at the Bank of Japan billion yen Basic Loan Rate 0.3 % (since December 19, 2008) Interest Rate Applied to the Complementary Deposit Facility minus 0.1 % (applied to the Policy-Rate Balance, since February 16, 2016) Uncollateralized Overnight Call Rate(average) % Next Monetary Policy Meeting Date January 20 and 21, 2021 $1 = 111.8100 yen Reporting by Taiga Uranaka; Editing by Chris Gallagher and Christopher Cushing. Earlier this week, the government hired six investment banks to advise on the sale of more shares in Japan Post Holdings. Home; Corporate Information. 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